Thursday, September 27, 2018

Tips From The Better Business Bureau On Hiring A Natural Disaster Repair Service

By Margaret Ellis


Anyone can be caught in catastrophic events like tornadoes, hurricanes, earthquakes, floods, and even massive fires. If you have had such an experience, you know something about the kindness and generosity friends, neighbors, and even perfect strangers can exhibit. You may also know that there are predators as well just waiting for the right opportunity to take advantage of unsuspecting victims. In times of crisis, it is very important to be aware of the natural disaster repair ripoffs scam artists try to carry out.

The first thing you need to do, after making sure everyone is safe and accounted for, is to call your insurance company. You should have a copy of your insurance policies in with the important documents you brought with you. Until an adjuster can get to you, you need to keep every receipt for expenses incurred during this time. That includes receipts for food, housing, and any medical expenses.

Having to flee your home is an emotional experience it takes time to get over. Many homeowners are so anxious to get back into their properties that they make important renovation decisions without adequate thought. Most experts agree that making enough temporary repairs in order to make the house habitable is a better idea, if that is possible. Temporary fixes give homeowners breathing room and time to make big decisions when they are better prepared to do so.

Once you are ready to undertake major renovations, you should get at least three estimates instead of approving the first contractor who submits a bid. References a year old or more definitely need to be checked. You can contact the state licensing board to see if the contractors you are considering have all the necessary certifications and licenses the state requires. If your house was constructed prior to 1978, you must find a contractor legally certified to make lead based paint restorations.

You may be solicited by people who just show up at your door with promises of quick fixes for low ball prices. You must be very wary of these people especially if they don't have any permanent place of business. You need to be careful if you talk to someone you don't know, soliciting work, who tells your house is unsafe for habitation. If you think there might be structural damage, you should hire an architect or engineer to inspect the home.

Never let anyone do any work on your home without a written contract in place. The terms of the contract must include every item you and the contractor have agreed to. Oral agreements aren't worth the paper they are written on.

Written contracts need to include the turnaround time for the job. An itemized breakdown of labor and materials cost has to be in the contract as well as the contractor's contact information. Don't let anyone talk you into signing a blank contact. Do not sign any agreement you have questions about.

You will need a copy of the contract for your records. Never pay in full for contractor work, or pay in cash. You should not pay more than thirty percent as a deposit.




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